Employer Match Does Not Count Toward the 401(k) Limit

For 2019, that limits stands at $19,000.

This contribution limit includes deferrals that you elect to be withheld from your paycheck and invested in your 401(k) on a pre-tax basis.

The good news is that this limit does not include employer match contributions.

## What is the maximum employer 401k contribution for 2019?

In 2019, the contribution maximum rose to $19,000 per employee. The “all sources” maximum contribution (employee and employer combined) rose to $56,000. If you’re wondering about the employer and employee contribution limits, it will increase $1,000 in 2019 to $56,000.

## What is a typical employer 401k match?

According to the Bureau of Labor Statistics, the typical or average 401K match nets out to 3.5%. 49% of employers with 401K plans match 0% 41% match a percentage of employee contributions between 0-6% of salary.

## How does 401k employer match work?

Your employer will match part of the money you put in, up to a certain amount. The most common partial match provided by employers is 50% of what you put in, up to 6% of your salary. In other words, your employer matches half of whatever you contribute … but no more than 3% of your salary total.

## What is the maximum 401k employer match contribution for 2018?

Plan participants who contribute to the limit next year will be able to receive up to $36,500 from match and profit-sharing contributions ($55,000 minus $18,500). For participants ages 50 and over, the additional “catch-up” contribution limit will stay at $6,000.